Welcome to our website!

glu is a division of the Professional Provident Society Insurance Company Limited (Reg No: 2001/017730/06), a licensed Insurer conducting life insurance business, a licensed controlling company and an authorised FSP.

Using the glu website and its communication tools, including any glu app and/or system, requires your acceptance and compliance with specific terms and conditions. By accessing our website and using these tools, you agree to abide by these terms and conditions and agree to follow the laws of South Africa.

Without limiting the above, the information on this website is designed to offer you, the user, objective details about glu's financial products and services and is not in any way designed for your commercial use. It is not intended to serve as a recommendation, guidance, or proposal about the suitability of any product for your financial needs. Any calculations made using the calculators, planning tools, or other resources available on this site are for illustrative purposes only and, unless otherwise specified, should be confirmed in writing by glu at the time of completing a transaction.

Any product values provided for your savings and investment products, as well as cover amounts for your risk products, are subject to the terms and conditions of each specific product. Due to transactions you’ve requested that have not yet been completed or administrative processes involving a cover increase, these values may not be accurate at the time you view them. You should verify any value or cover amount with glu or ensure you understand the effective date of any changes outlined in our communications before relying on those values or cover amounts.

While we strive to ensure the accuracy of the information on this website, glu and its directors, officers, and employees make no representations or warranties, express or implied, about the accuracy, completeness, or correctness of the content provided. Specifically, we do not guarantee that this website or the information contained within it will be error-free or meet any specific standards of accuracy, completeness, reliability, performance, or quality.

Therefore, glu and its directors, officers, and employees are not responsible for any loss, damage (whether direct, indirect, special, or consequential), or expenses that may come up from using or relying on any information, or services available on this website.

This website may include links to external sites that are beyond our control. These links are provided for your convenience, but we cannot take responsibility for your access to these sites, their content, their security, or any outcomes from acting on the information they provide. Please note that the inclusion of these links does not imply any endorsement or approval of the third parties, their opinions, advice, information, products, or services.

While glu has done its best to maintain the integrity of this website and its content, we can’t guarantee anything. No warranties, either expressed or implied, are made about the information provided here. Any legal warranties that might apply are excluded unless doing so would be against the law.

glu also reserves the right to suspend, stop, or change the website and its communication tools at any time without notice. If you use any of the communication tools on our site, you must accept and follow our terms of use. By using these tools, you agree to all of our terms.

The contents of emails you may receive from us through your use of our website, along with any attached documents, are confidential and may be protected by legal privilege and client confidentiality. Any use of these materials by anyone other than the intended recipient is strictly prohibited.

By reaching out to us electronically, you agree to receive communications in this way and acknowledge that all agreements, notices, disclosures, and other messages sent electronically meet any legal requirements, including the need for written communication. Unless we agree otherwise, an email is considered received by us only when we confirm it, and it's considered sent by us only once it shows as 'sent' on the glu email server.

Nothing on our website should be taken as a solicitation, recommendation, endorsement, or offer from glu about the buying, selling, or holding of any securities or investments. Instead, it should be seen simply as an invitation to do business.

Intellectual Property found on the website, like text, images, and software, belongs to us. But if there’s any third-party copyrights, trademarks, intellectual property found here, it belongs to its respective owners and nothing on this website should be seen as transferring any license or right to use such Intellectual Property.

You can't send, receive, display on introduce prohibited material such as material that is sexually explicit, obscene, racially offensive, defamatory, in violation of national/international laws, infringing any copyrights or which is otherwise harmful. You may also not frame our website or any of its pages. For clarity, you can't embed the website's content directly into your own webpage.

According to the Regulation of Interception of Communications (RIC) Act 70 of 2002, you allow us to intercept communications. By accepting these terms and using the glu website, you agree to the Act's writing requirements.

Under the Electronic Communications and Transactions (ECT) Act 25 of 2002, Section 21 requires an agreement on data message transmission. By using the glu website, you agree that:

• this agreement is made in Johannesburg, South Africa.
• glu will only consider your data messages received if they respond to them.
• an automated response from glu’s systems doesn't count as a response to you.

You also agree that any data messages sent to glu from your usual computer, IP address, or mobile device were sent or authorised by you personally. You must keep your access details confidential and not allow other people to use it. Remember, information transmitted via the Internet is vulnerable to monitoring and interception and you assume all risks when transmitting or storing data in this manner. glu will not be held responsible for any loss, damage, or harm resulting from the use of this system for such purpose.

Any financial claims against glu will be in South African Rands. If any part of these terms and conditions is found by a court or authority to be invalid, illegal, or unenforceable, that part will be removed, and the rest will still be valid and enforceable as much as the law allows.

Remember, we may change this disclaimer without notice.

Thanks for visiting!