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Keep your money safe and your options open.
Go your own way, while your retirement stays on track.
Open up a new world of possibility without jeopardising your hard-earned nest egg. Moving your retirement money into a glu Preservation Plan keeps it safe, growing, and tax-protected. Your future self will thank you.
Why choose a glu Preservation Plan?
You don’t want to jeopardise the future you’ve always envisioned. But you do want flexibility and freedom. Choosing a tax-efficient Preservation Plan from glu gives you both – it’s a focused long-term savings strategy, with the flexibility to adapt to changes in your personal circumstances.
Invest Now
Ultimate flexibility
Access a wide range of investment options, including expertly managed PPS Multi-Manager Solutions as well as third party Investment Options.
Tax-smart growth
Transfers into a preservation fund are tax-free. Your investment also benefits from tax exemptions on interest, dividends, and capital gains.
Stay ahead by staying invested
Cashing out means paying tax. Preserve your retirement savings and keep them working for your future.
Benefits of the glu Preservation Plans
Attuned to your needs
Choose from a range of Investment Options that will get you to your retirement goals.
01Tax-smart growth
Transfers into a preservation fund are tax-free. Your investment also benefits from tax exemptions on interest, dividends, and capital gains.
02Access with discipline
The ‘Two-Pot’ system allows you early access to a portion of your retirement funds in case of emergency, while staying on track for retirement.
03A strategy for the long run
Your future self will reap the rewards of staying invested until at least age 55.
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glu Preservation Plan document resources
Fund Facts Sheet
Frequently Asked Questions
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The lump sum minimum is R50 000. Benefits can only be transferred into the fund from a pension fund, provident fund, pension preservation fund, provident preservation fund or retirement annuity fund.
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Yes, you can access investment expertise and a proven performance track record through a selection of PPS
Multi-Manager Solutions or third party investment options to suit your goals and risk profile. Whether you’re seeking long-term growth, capital preservation, or a balanced approach, there’s a option designed to meet your needs. -
You can switch between Investment Options as often as you want without incurring a transaction fee.
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Yes, benefits in the fund cannot be attached by creditors, nor form part of your insolvent estate should you be sequestrated.
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Think of it as a built-in safety net. Regulation 28 of the Pension Funds Act ensures your retirement savings are well-diversified by limiting how much you can invest in certain asset classes. This helps manage risk and keeps your retirement nest egg on solid ground.
Investment Disclaimer
PPS Investments (Pty) Ltd, PPS Multi-Managers (Pty) Ltd, PPS Investment Administrators (Pty) Ltd and PPS Insurance Company Ltd are licensed financial services providers.
PPS Management Company (RF) (Pty) Ltd is a licensed collective investment scheme manager.
glu Invest is a sub brand of PPS Investments (Pty) Ltd.